View retired Americans of middle age as Old School

View retired Americans to mature as Old School people Americans increasingly view the concept of retirement than spending, according to a new report by hearts & wallets, one retired and research undertaken.

More than half (55%) say 65 53-year-old American, they plan to continue to work full time so that their State of health allows, up to 51% last year. And among workers full time more than 65, 46% plan to continue to work full-time and 41% at least part-time, Laura Varas, Director of hearts & wallets, said in a telephone interview.

What we re seeing in focus groups, she said, is that for many Americans of middle age he doesn t feel smart for his retirement.

Mature Americans also have higher levels of anxiety of investors than other age groups, the study found. In mid-2012, 42% of investors age 45-54 reported moderate anxiety to high with only 30% feeling safe. The stems of the anxiety of the fragile US economy, the financial crisis in Europe and the trading automated, where investors feel distort stock prices, according to Varas. Investors question if actions reflect the fundamental value of the company, she said.

The report, which covered 40 years 60 Americans, found that investors are unable to tell the difference between the brokerage firms of full-service such as Merrill Lynch companies autonomous such as Scottrade, perceiving them as identical in terms of price, service and quality products. For example, they gave a high note fidelity and Vanguard and fidelity as the service provider, even if the company is primarily a self-service.

In the study, Fidelity is perceived as having the better quality than Merrill Lynch, in part because of the loyalty s online services, Chris Brown, Director of wallets & heart, said in a statement. It would have been unthinkable five or 10 years.

The study showed that middle-age Americans want personal advisors as well as online tools. He found investors to mature like to use online tools to perform initial research and review their investment with advisors and research strategies. Middle-aged investors tell us they want both, they need both, they both require, Varas said. Both, says, go together like the peanut butter and jelly.

The report, which is based on the nine groups of discussion that is held in Boston, Chicago and Los Angeles from September 10, 17, relies on the quantitative survey annual closed s in addition of 5,400 U.S. households.

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